Kids Play Centre
A parent’s guide to indoor play
Edition of 6 August 2026
Money and contracts

Annual passes and your consumer rights

An annual pass is a contract for a year of access. What happens when the venue closes, changes its hours, or you move away, and what the terms usually say.

Money11 min read
The short answer

An annual pass is a contract for access over a period, and the questions that matter are what happens when the venue cannot supply it. If a venue closes permanently, changes its opening hours substantially, removes a major feature or restricts pass holder access after you have bought, the Consumer Rights Act 2015 is the framework, and a term that is unfair is not binding on you. Before buying, work out the break even number of visits, check for blackout dates, and check whether the pass is transferable and what happens if you move.

A pass is a bet on how many times you will actually come back.
A pass is a bet on how many times you will actually come back.

Annual passes are the standard upsell at the counter and they are frequently good value. They are also the product where the most money goes missing, because a pass is paid for once and used or not used quietly over the following year.

The arithmetic first

Before any of the legal questions, do the arithmetic, because most pass decisions are decided by it.

Work out how many single sessions the pass costs. That is the break even number. Then ask yourself how many times you actually went in the last twelve months, rather than how many times you intend to go in the next twelve.

The gap between those two numbers is where pass revenue lives, and it is not a criticism of the venue. Gyms, attractions and streaming services all work the same way. It is simply worth doing the sum with the real number rather than the aspirational one.

Two things push the sum in favour of a pass. A short drive, because distance is the main determinant of frequency. And a wet winter, because indoor play demand is weather driven, which is the subject of the piece on timing.

Two things push against. A child at the top of the age range, because they may be finished with the format before the year is out. And a venue you have not visited yet, because you are buying a year of something you have seen once.

What pushes the arithmetic each way
FactorIn favour of a passAgainst
DistanceA short drive, because distance determines how often you actually goA long drive, which reduces frequency far more than people expect
SeasonBuying at the start of autumn, since indoor demand is weather drivenBuying in spring, when the next six months are the outdoor ones
Child's ageA child in the middle of the format's rangeA child near the top of it, who may be finished before the year is
FamiliarityA venue you already use regularlyA venue you have visited once
RestrictionsFew, or none that apply to when you would goBlackout dates covering exactly the holidays you would use
Venue stabilityAn established operationA venue that has recently changed hands or is visibly short staffed

A working frame put together by this desk from published guidance and from the plain wording of the standards named on the page. It is not a survey, not a measurement and not drawn from any venue.

The terms that matter

Blackout dates and restrictions. Many passes exclude the busiest periods, or require booking, or limit pass holders to certain sessions. That can be entirely reasonable and it changes the arithmetic substantially, because the times you are excluded from are often the times you would have gone.

Named or transferable. Most passes are named to a child and not transferable. Ask what happens if a sibling wants to come instead, and whether the accompanying adult is included or charged.

What happens if you move. Passes are typically not refundable for a change in your circumstances, which is a normal term. It is still worth asking, because some venues will transfer the remaining period to another family as a goodwill matter.

Whether it auto renews. This is important enough to have its own piece, in the piece on auto renewal. A pass that renews automatically is a subscription, and it should be described as one at the point of sale.

What the venue can change. Look for a term letting the venue vary opening hours, close features or change the terms during the pass period. Such terms are common. A very broad one, letting a business change the substance of what you bought without notice or any right for you to exit, is the kind of term consumer law tests for fairness.

If the venue closes

The hard case, and unfortunately not a rare one in this sector.

If a business ceases trading and enters an insolvency process, an annual pass holder is generally an unsecured creditor, which in practice usually means recovering nothing. That is a bleak fact rather than a legal grey area.

There is one mitigation worth knowing. If you paid by credit card, and the amount falls within the relevant range, section 75 of the Consumer Credit Act 1974 can make the card provider jointly liable with the trader for breach of contract or misrepresentation. Debit card payments are not covered by section 75, though the chargeback scheme operated by the card networks may sometimes help and is worth asking your bank about.

This is a real reason to consider paying for a substantial annual pass by credit card. It is also a reason to be cautious about buying a long pass from a venue that has recently changed hands or is visibly running short of staff.

The Financial Ombudsman Service handles complaints about how a card provider has dealt with such a claim, and Citizens Advice explains the mechanics in plain language.

Five questions before buying a pass
  • What does a single session cost, so I can work out the break even?
  • Are there blackout dates, booking requirements or session restrictions?
  • Is the accompanying adult included, and is the pass transferable?
  • Does it renew automatically, and how do I stop it?
  • What happens if you close a major feature during the year?

If the venue changes what it offers

More common than closure, and more arguable.

A venue that reduces its opening hours, closes a major feature for months, restricts pass holders to fewer sessions, or introduces a charge for something that was included, has changed the substance of what you bought.

Whether that is a breach depends on what the contract said and how significant the change is. A slide out of action for a fortnight is not the same as the trampoline area closing for the rest of the year. What the Consumer Rights Act gives you, where a service has not been supplied as described or with reasonable care and skill, is a right to repeat performance or a price reduction, and a price reduction on an annual pass means a partial refund.

The practical route is a written complaint that is specific: what you bought, what was promised, what changed, when, and what you want. Venues frequently offer an extension to the pass period, which is often a sensible outcome for both sides.

How passes are advertised

One point about the marketing, because it is where the disputes start.

Claims about what a pass includes are objective claims. Under the CAP Code, administered by the Advertising Standards Authority, marketing must not materially mislead, and significant limitations and qualifications must be made clear rather than buried. A pass advertised as unlimited access which turns out to exclude weekends is the classic example.

If the restriction was in the small print and the headline said unlimited, that is worth challenging rather than accepting. We look at advertising claims generally in the piece on reading an advertisement.

The short version

Do the arithmetic with last year's real number. Read the restrictions, because that is where the value is decided. Ask what happens if the venue closes and consider paying by credit card if the sum is substantial. And check whether it renews itself, because that is the term most likely to cost you money you did not intend to spend.

Questions parents actually ask

What happens to my annual pass if the venue closes down?

If the business enters an insolvency process, a pass holder is generally an unsecured creditor and in practice usually recovers nothing. If you paid by credit card and the amount falls within the relevant range, section 75 of the Consumer Credit Act 1974 can make the card provider jointly liable, which is a real reason to consider paying that way for a substantial pass.

Can a venue change what my pass covers after I have bought it?

It depends on the terms and on how significant the change is. Broad variation clauses that let a business change the substance of what you bought without notice or any right to exit are the kind of term the fairness test in consumer law exists to test. Where a service has not been supplied as described, the remedies are repeat performance or a price reduction.

Is a pass advertised as unlimited allowed to have blackout dates?

Significant limitations must be made clear rather than buried. A headline claim of unlimited access with weekend exclusions in the small print is the classic case the advertising codes address. It is worth challenging rather than accepting.

Can I get a refund if we move away?

Generally no, since that is a change in your circumstances rather than a failure by the venue, and passes are not usually refundable for it. It is still worth asking, because some venues will transfer the remaining period to another family as a matter of goodwill.

Should I pay by credit card?

For a substantial annual pass it is worth considering, because section 75 protection can make the card provider jointly liable if the trader fails to perform. Debit card payments are not covered by section 75, although the chargeback schemes operated by card networks may sometimes help.

Where this comes from

Links to public bodies, published standards and primary legislation. They are cited because they are public and checkable, not because any of them has reviewed or endorsed this page.

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